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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,883 | $88,778+357.2% | $81,844+395.9% | $145,884+178.2% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 17.20% | 1033.03%-1015.8pp | 778.87%-761.7pp | 551.85%-534.6pp |
| Employer contribution / active EE | $11,985 | $3,087+288.2% | $2,916+310.9% | $4,662+157.1% |
| Participant deferral / active EE | $13,550 | $4,648+191.5% | $4,323+213.4% | $6,690+102.5% |
| Admin fee / account holder | $37,705 | $8,430+347.3% | $7,355+412.6% | $13,392+181.5% |