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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,236 | $160,070+64.5% | $147,117+78.9% | $145,897+80.4% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.6pp | 80.3%+15.5pp |
| Annual return | 28.67% | 98.69%-70.0pp | 420.54%-391.9pp | 552.29%-523.6pp |
| Employer contribution / active EE | $10,308 | $5,285+95.1% | $4,932+109.0% | $4,663+121.1% |
| Participant deferral / active EE | $11,224 | $8,419+33.3% | $8,065+39.2% | $6,689+67.8% |
| Admin fee / account holder | $2,175 | $15,035-85.5% | $12,993-83.3% | $13,390-83.8% |