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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,249 | $64,909+46.7% | $82,312+15.7% | $62,293+52.9% |
| Participation rate | 77.0% | 74.9%+2.2pp | 76.9%+0.2pp | 69.5%+7.5pp |
| Annual return | 142.09% | 21.18%+120.9pp | 25.88%+116.2pp | 28.90%+113.2pp |
| Employer contribution / active EE | $1,369 | $1,676-18.3% | $2,428-43.6% | $2,042-33.0% |
| Participant deferral / active EE | $2,166 | $3,103-30.2% | $3,706-41.5% | $3,169-31.6% |
| Admin fee / account holder | $5,673 | $440+1190.6% | $5,608+1.2% | $479+1083.6% |