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| Provider | Service type | Compensation |
|---|---|---|
BDO USA, LLP1 year Service code 14 · EIN 34-1411795 | Plan Administrator | $16,966 |
LPL FINANCIAL4+ years Filed as: LPL FINANCIAL, LLC Service code 71 · EIN 95-2834236 | Brokerage Fees | $14,573 |
NATIONWIDE4+ years Service code 64 · EIN 31-4156830 | Recordkeeping Fees | $14,470 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,927 | $23,224-61.6% | $71,089-87.4% | $55,725-84.0% |
| Participation rate | 29.7% | 37.9%-8.2pp | 54.6%-24.9pp | 70.9%-41.1pp |
| Annual return | -9.27% | -2.87%-6.4pp | 650.65%-659.9pp | 244.93%-254.2pp |
| Employer contribution / active EE | $98 | $436-77.6% | $1,088-91.0% | $2,078-95.3% |
| Participant deferral / active EE | $535 | $929-42.4% | $1,873-71.4% | $3,356-84.0% |
| Admin fee / account holder | $131 | $118+10.8% | $3,082-95.8% | $115+13.5% |