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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,857 | $73,863-67.7% | $143,797-83.4% | $68,490-65.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.69% | 0.91%-15.6pp | -0.04%-14.7pp | -7.85%-6.8pp |
| Employer contribution / active EE | $2,617 | $3,185-17.8% | $4,952-47.2% | $2,597+0.8% |
| Participant deferral / active EE | $4,629 | $3,385+36.8% | $5,638-17.9% | $4,028+14.9% |
| Admin fee / account holder | $1,156 | $5,756-79.9% | $14,679-92.1% | $5,403-78.6% |