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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,569 | $95,406-65.9% | $185,849-82.5% | $85,847-62.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 6.82% | 23.59%-16.8pp | 122.10%-115.3pp | 318.61%-311.8pp |
| Employer contribution / active EE | $3,380 | $3,314+2.0% | $5,169-34.6% | $2,565+31.8% |
| Participant deferral / active EE | $3,775 | $3,424+10.3% | $5,569-32.2% | $3,952-4.5% |
| Admin fee / account holder | $17,115 | $7,214+137.2% | $16,244+5.4% | $6,261+173.4% |