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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,085 | $78,707-51.6% | $117,861-67.7% | $70,126-45.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 12.63% | 23.30%-10.7pp | 335.11%-322.5pp | 73.15%-60.5pp |
| Employer contribution / active EE | $1,127 | $2,223-49.3% | $3,786-70.2% | $2,343-51.9% |
| Participant deferral / active EE | $2,436 | $3,297-26.1% | $4,482-45.7% | $3,332-26.9% |
| Admin fee / account holder | $1,506 | $5,066-70.3% | $8,021-81.2% | $4,645-67.6% |