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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,673 | $69,977-51.9% | $108,582-69.0% | $62,881-46.5% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 5.48% | 10.73%-5.2pp | -51.70%+57.2pp | 20.14%-14.7pp |
| Employer contribution / active EE | $1,154 | $2,135-46.0% | $3,758-69.3% | $2,281-49.4% |
| Participant deferral / active EE | $2,355 | $3,165-25.6% | $4,311-45.4% | $3,203-26.5% |
| Admin fee / account holder | $1,146 | $5,076-77.4% | $7,645-85.0% | $4,296-73.3% |