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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,300 | $77,814+508.2% | $158,223+199.1% | $86,983+444.1% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 11.56% | 30.54%-19.0pp | 52.09%-40.5pp | 25.83%-14.3pp |
| Employer contribution / active EE | $20,492 | $2,592+690.5% | $4,109+398.7% | $2,584+692.9% |
| Participant deferral / active EE | $20,309 | $3,270+521.2% | $5,467+271.5% | $4,194+384.3% |
| Admin fee / account holder | $23,093 | $5,879+292.8% | $16,047+43.9% | $7,856+194.0% |