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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,087 | $77,920+310.8% | $149,723+113.8% | $75,177+325.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.73% | 31.72%-21.0pp | 134.50%-123.8pp | 160.75%-150.0pp |
| Employer contribution / active EE | $18,859 | $3,138+500.9% | $4,821+291.2% | $2,671+606.0% |
| Participant deferral / active EE | $16,882 | $3,411+394.9% | $5,682+197.1% | $4,126+309.1% |
| Admin fee / account holder | $4,416 | $5,951-25.8% | $13,215-66.6% | $5,651-21.9% |