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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,300 | $76,407+519.4% | $150,298+214.9% | $82,448+474.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.56% | 39.99%-28.4pp | 62.79%-51.2pp | 41.64%-30.1pp |
| Employer contribution / active EE | $20,492 | $2,614+683.9% | $4,154+393.3% | $2,551+703.3% |
| Participant deferral / active EE | $20,309 | $3,214+531.8% | $5,453+272.5% | $4,139+390.6% |
| Admin fee / account holder | $23,093 | $6,352+263.6% | $14,116+63.6% | $7,234+219.2% |