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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,486 | $138,102+112.5% | $125,381+134.1% | $134,532+118.2% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -16.17% | 750.73%-766.9pp | 572.31%-588.5pp | 418.27%-434.4pp |
| Employer contribution / active EE | $8,954 | $5,245+70.7% | $4,815+86.0% | $4,741+88.9% |
| Participant deferral / active EE | $12,730 | $7,801+63.2% | $7,448+70.9% | $6,401+98.9% |
| Admin fee / account holder | $2,031 | $11,568-82.4% | $10,007-79.7% | $11,429-82.2% |