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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,897 | $135,956+166.2% | $123,894+192.1% | $273,972+32.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.39% | 56.63%-50.2pp | 47.52%-41.1pp | 41.46%-35.1pp |
| Employer contribution / active EE | $16,694 | $5,170+222.9% | $4,617+261.6% | $4,869+242.9% |
| Participant deferral / active EE | $5,618 | $6,343-11.4% | $5,984-6.1% | $5,287+6.3% |
| Admin fee / account holder | $1,535 | $9,817-84.4% | $8,357-81.6% | $10,133-84.9% |