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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,360 | $27,632+6.3% | $61,452-52.2% | $68,486-57.1% |
| Participation rate | 23.5% | 39.5%-16.0pp | 52.6%-29.0pp | 67.9%-44.4pp |
| Annual return | -19.23% | -13.24%-6.0pp | 338.96%-358.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $756 | $696+8.6% | $1,160-34.8% | $2,597-70.9% |
| Participant deferral / active EE | $1,665 | $1,264+31.7% | $2,125-21.6% | $4,028-58.7% |
| Admin fee / account holder | $1,298 | $2,010-35.4% | $2,131-39.1% | $5,404-76.0% |