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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,935 | $37,446-46.8% | $77,552-74.3% | $79,856-75.0% |
| Participation rate | 37.1% | 41.5%-4.4pp | 54.2%-17.0pp | 69.6%-32.5pp |
| Annual return | 324.91% | 39.76%+285.2pp | 54.82%+270.1pp | 31.71%+293.2pp |
| Employer contribution / active EE | $845 | $637+32.6% | $987-14.4% | $2,471-65.8% |
| Participant deferral / active EE | $2,028 | $1,261+60.8% | $1,861+9.0% | $3,741-45.8% |
| Admin fee / account holder | $315 | $2,506-87.4% | $2,859-89.0% | $5,306-94.1% |