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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $60,695 |
Filed as: JOHN HANCOCK LIFE INS CO Service code 15 · EIN 01-0233346 | Recordkeeping | $20,223 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,423 | $76,696-35.6% | $96,515-48.8% | $71,511-30.9% |
| Participation rate | 100.0% | 66.6%+33.4pp | 74.3%+25.7pp | 67.9%+32.1pp |
| Annual return | 14.36% | 48.32%-34.0pp | 35.73%-21.4pp | 28.86%-14.5pp |
| Employer contribution / active EE | $2,144 | $3,032-29.3% | $3,740-42.7% | $2,589-17.2% |
| Participant deferral / active EE | $1,658 | $3,770-56.0% | $4,880-66.0% | $4,291-61.4% |
| Admin fee / account holder | $361 | $2,030-82.2% | $6,735-94.6% | $1,588-77.3% |