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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,689 | $65,367+11.2% | $92,915-21.8% | $72,976-0.4% |
| Participation rate | 96.5% | 68.3%+28.2pp | 76.0%+20.5pp | 69.5%+27.0pp |
| Annual return | 4.81% | 42.11%-37.3pp | 109.45%-104.6pp | 81.02%-76.2pp |
| Employer contribution / active EE | $4,415 | $2,594+70.2% | $3,653+20.8% | $2,440+80.9% |
| Participant deferral / active EE | $1,696 | $3,128-45.8% | $4,238-60.0% | $3,608-53.0% |
| Admin fee / account holder | $1,157 | $4,251-72.8% | $5,796-80.0% | $5,124-77.4% |