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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,543 | $105,861-48.5% | $90,756-39.9% | $134,509-59.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -22.65% | -10.99%-11.7pp | -12.16%-10.5pp | 418.13%-440.8pp |
| Employer contribution / active EE | $2,214 | $3,463-36.1% | $2,922-24.2% | $4,741-53.3% |
| Participant deferral / active EE | $5,824 | $5,217+11.6% | $4,565+27.6% | $6,400-9.0% |
| Admin fee / account holder | $2,770 | $13,938-80.1% | $8,445-67.2% | $11,427-75.8% |