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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,690 | $104,251-85.9% | $91,004-83.9% | $147,586-90.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 26.52% | 27.06%-0.5pp | 4.60%+21.9pp | 578.59%-552.1pp |
| Employer contribution / active EE | $2,255 | $3,116-27.6% | $2,456-8.2% | $4,876-53.8% |
| Participant deferral / active EE | $6,096 | $4,195+45.3% | $3,548+71.8% | $5,439+12.1% |
| Admin fee / account holder | $2,502 | $8,948-72.0% | $5,417-53.8% | $10,886-77.0% |