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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,756 | $180,462+68.3% | $154,111+97.1% | $135,379+124.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.46% | 888.17%-893.6pp | 735.18%-740.6pp | 519.79%-525.3pp |
| Employer contribution / active EE | $8,081 | $6,036+33.9% | $5,298+52.5% | $4,779+69.1% |
| Participant deferral / active EE | $6,309 | $5,806+8.7% | $5,081+24.2% | $5,609+12.5% |
| Admin fee / account holder | $2,282 | $16,145-85.9% | $13,411-83.0% | $10,828-78.9% |