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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,200 | $37,436+4.7% | $77,513-49.4% | $79,858-50.9% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 7.49% | 39.75%-32.3pp | 54.81%-47.3pp | 31.72%-24.2pp |
| Employer contribution / active EE | $1,271 | $637+99.5% | $987+28.8% | $2,471-48.6% |
| Participant deferral / active EE | $3,523 | $1,261+179.5% | $1,861+89.3% | $3,740-5.8% |
| Admin fee / account holder | $969 | $2,505-61.3% | $2,859-66.1% | $5,306-81.7% |