Retirement plan

EXTENDED SERVICE CORPORATION 401(K) PLAN

Name: EXTENDED SERVICE CORP. - EXTENDED SERVICE CORPORATION 401(K) PLAN (2018) Form 5500
Creator: EXTENDED SERVICE CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EXTENDED SERVICE CORPORATION 401(K) PLAN, EXTENDED SERVICE CORP.

EXTENDED SERVICE CORP.EIN 54-1231849Plan #002PY 2018

9530 MIDLOTHIAN PIKE - RICHMOND, VA 23235804-521-0603

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$11.5M

-7.9% from 2017

Total participants

430

-3.2% from 2017

Average account balance

$44,920

-5.8% from 2017

Annual return

-4.31%

-23.36 pp from 2017

Benchmarks

See 1,272 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,272 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

229

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

35.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$717K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$169

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754	Recordkeeping	$24,515
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: SIGNATOR INVESTORS, INC. Service code 27 · EIN 04-2442399	Advisory (Plan)	$16,550

Plan features & details

Pension benefit codes2E3D2G2J2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$36K

$102 / participant

Investment mgmt$17K45.7%
Contract admin$20K54.3%

% of EOY assets

0.316%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KEITER
Auditor EIN: 541631262
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,920

$35,485+26.6%

$74,549-39.7%

$55,725-19.4%

Participation rate

50.8%

62.5%-11.7pp

69.1%-18.3pp

70.9%-20.0pp

Annual return

-4.31%

0.72%-5.0pp

32.53%-36.8pp

244.93%-249.2pp

Employer contribution / active EE

$777-100.0%

$1,961-100.0%

$2,078-100.0%

Participant deferral / active EE

$2,168

$2,181-0.6%

$3,108-30.2%

$3,356-35.4%

Admin fee / account holder

$142

$114+24.3%

$5,059-97.2%

$115+23.4%

Provider

Service type

Compensation

ASCENSUS LLC1 year

Service code 15 · EIN 11-3665754

Recordkeeping

$24,515

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: SIGNATOR INVESTORS, INC.

Service code 27 · EIN 04-2442399

Advisory (Plan)

$16,550

EXTENDED SERVICE CORPORATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EXTENDED SERVICE CORPORATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion