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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,452 | $76,371+87.8% | $93,621+53.2% | $72,975+96.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 29.81% | 25.82%+4.0pp | 32.76%-2.9pp | 81.01%-51.2pp |
| Employer contribution / active EE | $2,935 | $2,276+28.9% | $2,719+7.9% | $2,440+20.3% |
| Participant deferral / active EE | $4,981 | $3,538+40.8% | $4,070+22.4% | $3,608+38.1% |
| Admin fee / account holder | $3,853 | $6,839-43.7% | $7,890-51.2% | $5,124-24.8% |