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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,827 | $90,617+183.4% | $79,476+223.2% | $135,382+89.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.98% | 977.57%-984.6pp | 718.21%-725.2pp | 519.77%-526.8pp |
| Employer contribution / active EE | $3,098 | $3,068+1.0% | $2,800+10.6% | $4,779-35.2% |
| Participant deferral / active EE | $11,431 | $4,050+182.2% | $3,704+208.6% | $5,609+103.8% |
| Admin fee / account holder | $1,323 | $5,907-77.6% | $5,113-74.1% | $10,829-87.8% |