Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,113 | $47,944-76.8% | $67,834-83.6% | $62,891-82.3% |
| Participation rate | 40.7% | 61.1%-20.3pp | 68.8%-28.1pp | 69.3%-28.6pp |
| Annual return | 9.68% | 11.77%-2.1pp | 138.47%-128.8pp | 20.14%-10.5pp |
| Employer contribution / active EE | $870 | $1,562-44.3% | $2,403-63.8% | $2,281-61.9% |
| Participant deferral / active EE | $1,434 | $2,247-36.2% | $3,160-54.6% | $3,203-55.2% |
| Admin fee / account holder | $1,015 | $3,712-72.7% | $4,622-78.0% | $4,296-76.4% |