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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,578 | $44,850-45.2% | $60,547-59.4% | $59,633-58.8% |
| Participation rate | 62.9% | 59.5%+3.4pp | 68.0%-5.1pp | 68.7%-5.8pp |
| Annual return | -0.27% | 1074.14%-1074.4pp | 335.64%-335.9pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $220 | $1,462-84.9% | $2,419-90.9% | $2,203-90.0% |
| Participant deferral / active EE | $1,367 | $2,230-38.7% | $3,328-58.9% | $3,192-57.2% |
| Admin fee / account holder | $143 | $3,635-96.1% | $4,536-96.8% | $4,297-96.7% |