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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $646,806 | $75,962+751.5% | $154,108+319.7% | $64,173+907.9% |
| Participation rate | 97.9% | 70.4%+27.5pp | 83.0%+14.9pp | 69.6%+28.3pp |
| Annual return | -5.34% | 30.32%-35.7pp | 735.21%-740.5pp | 7.63%-13.0pp |
| Employer contribution / active EE | $37,797 | $3,350+1028.3% | $5,298+613.5% | $2,381+1487.6% |
| Participant deferral / active EE | $9,037 | $3,175+184.7% | $5,081+77.9% | $3,470+160.5% |
| Admin fee / account holder | $87,474 | $5,589+1465.1% | $13,411+552.2% | $4,887+1689.8% |