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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $683,678 | $77,638+780.6% | $156,551+336.7% | $62,881+987.3% |
| Participation rate | 97.7% | 71.2%+26.5pp | 84.0%+13.7pp | 69.3%+28.4pp |
| Annual return | 4.96% | 50.33%-45.4pp | 32.23%-27.3pp | 20.14%-15.2pp |
| Employer contribution / active EE | $41,435 | $3,444+1103.2% | $5,501+653.2% | $2,281+1716.6% |
| Participant deferral / active EE | $5,916 | $3,046+94.2% | $4,871+21.4% | $3,203+84.7% |
| Admin fee / account holder | $3,145 | $5,561-43.5% | $13,028-75.9% | $4,296-26.8% |