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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,178 | $96,731+57.3% | $123,973+22.8% | $86,983+75.0% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 11.00% | 17.33%-6.3pp | 388.13%-377.1pp | 25.83%-14.8pp |
| Employer contribution / active EE | $1,516 | $3,297-54.0% | $4,126-63.3% | $2,584-41.4% |
| Participant deferral / active EE | $5,659 | $4,152+36.3% | $5,247+7.8% | $4,194+34.9% |
| Admin fee / account holder | $18,882 | $8,722+116.5% | $11,799+60.0% | $7,856+140.4% |