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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,608 | $64,729+40.0% | $112,263-19.3% | $68,490+32.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -21.58% | -11.40%-10.2pp | 27.49%-49.1pp | -7.85%-13.7pp |
| Employer contribution / active EE | $1,610 | $2,746-41.4% | $3,636-55.7% | $2,597-38.0% |
| Participant deferral / active EE | $4,239 | $3,566+18.9% | $4,729-10.4% | $4,028+5.2% |
| Admin fee / account holder | $1,298 | $5,222-75.1% | $6,410-79.8% | $5,403-76.0% |