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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,648 | $162,136+42.3% | $152,301+51.4% | $154,746+49.0% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 8.77% | 91.02%-82.2pp | 80.50%-71.7pp | 172.34%-163.6pp |
| Employer contribution / active EE | $1,580 | $4,890-67.7% | $4,624-65.8% | $4,379-63.9% |
| Participant deferral / active EE | $5,901 | $8,341-29.3% | $8,004-26.3% | $6,730-12.3% |
| Admin fee / account holder | $3,028 | $15,759-80.8% | $14,398-79.0% | $14,365-78.9% |