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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,811 | $165,399+22.0% | $149,745+34.8% | $158,982+26.9% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 9.03% | 348.34%-339.3pp | 276.72%-267.7pp | 302.99%-294.0pp |
| Employer contribution / active EE | $1,467 | $5,105-71.3% | $4,646-68.4% | $4,763-69.2% |
| Participant deferral / active EE | $3,187 | $7,183-55.6% | $6,843-53.4% | $5,983-46.7% |
| Admin fee / account holder | $6,289 | $10,811-41.8% | $9,312-32.5% | $11,252-44.1% |