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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,460 | $64,716-26.7% | $112,258-57.7% | $68,495-30.7% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -18.61% | -11.40%-7.2pp | 27.47%-46.1pp | -7.84%-10.8pp |
| Employer contribution / active EE | $1,298 | $2,746-52.8% | $3,636-64.3% | $2,596-50.0% |
| Participant deferral / active EE | $2,987 | $3,565-16.2% | $4,728-36.8% | $4,028-25.8% |
| Admin fee / account holder | $1,539 | $5,232-70.6% | $6,411-76.0% | $5,403-71.5% |