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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,224 | $75,832+185.1% | $147,617+46.5% | $59,633+262.6% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -4.93% | 0.37%-5.3pp | 61.98%-66.9pp | 2041.45%-2046.4pp |
| Employer contribution / active EE | $7,879 | $3,485+126.1% | $5,564+41.6% | $2,203+257.7% |
| Participant deferral / active EE | $5,446 | $3,131+74.0% | $4,895+11.3% | $3,192+70.6% |
| Admin fee / account holder | $1,538 | $5,986-74.3% | $11,612-86.8% | $4,297-64.2% |