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| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC1+ years Filed as: T. ROWE PRICE RPS, INC. Service code 15 · EIN 52-1309931 | Recordkeeping | $1,525 |
Filed as: FIDELITY FUNDS Service code 28 · EIN 04-2647786 | Investment Management | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,540 | $53,412-26.0% | $68,509-42.3% | $52,331-24.4% |
| Participation rate | 60.6% | 71.7%-11.1pp | 74.7%-14.1pp | 68.1%-7.5pp |
| Annual return | 0.11% | 3.42%-3.3pp | 8.27%-8.2pp | 4.54%-4.4pp |
| Employer contribution / active EE | $1,436 | $1,607-10.7% | $2,278-37.0% | $1,882-23.7% |
| Participant deferral / active EE | $2,549 | $2,688-5.2% | $3,382-24.6% | $3,022-15.7% |
| Admin fee / account holder | $38 | $461-91.8% | $5,275-99.3% | $592-93.6% |