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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,018 | $160,040+224.9% | $147,096+253.5% | $145,877+256.5% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 6.90% | 98.49%-91.6pp | 419.75%-412.9pp | 551.28%-544.4pp |
| Employer contribution / active EE | $4,582 | $5,289-13.4% | $4,936-7.2% | $4,663-1.7% |
| Participant deferral / active EE | $15,500 | $8,429+83.9% | $8,071+92.0% | $6,691+131.7% |
| Admin fee / account holder | $431,862 | $15,050+2769.5% | $13,005+3220.7% | $13,402+3122.3% |