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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,879 | $148,623+401.2% | $135,974+447.8% | $139,466+434.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.49% | 79.30%-67.8pp | 68.30%-56.8pp | 373.66%-362.2pp |
| Employer contribution / active EE | $3,991 | $5,246-23.9% | $4,859-17.9% | $4,754-16.0% |
| Participant deferral / active EE | $12,143 | $8,103+49.9% | $7,760+56.5% | $6,712+80.9% |
| Admin fee / account holder | $245,794 | $12,406+1881.3% | $10,767+2182.9% | $11,409+2054.4% |