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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,575 | $91,167+98.1% | $178,498+1.2% | $79,858+126.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 5.32% | 24.19%-18.9pp | 151.09%-145.8pp | 31.72%-26.4pp |
| Employer contribution / active EE | $0 | $3,255-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,045 | $3,236+55.9% | $5,202-3.0% | $3,740+34.9% |
| Admin fee / account holder | $64,341 | $6,747+853.6% | $13,985+360.1% | $5,306+1112.6% |