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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,365 | $181,896+10.7% | $156,551+28.6% | $273,972-26.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.33% | 30.74%-23.4pp | 32.23%-24.9pp | 41.46%-34.1pp |
| Employer contribution / active EE | $28,387 | $6,248+354.3% | $5,501+416.0% | $4,869+483.0% |
| Participant deferral / active EE | $1,854 | $5,550-66.6% | $4,871-61.9% | $5,287-64.9% |
| Admin fee / account holder | $50,629 | $15,560+225.4% | $13,028+288.6% | $10,133+399.7% |