Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.4+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $49,814 |
CHERRY BEKAERT LLP1 year Service code 10 · EIN 54-0504608 | Accounting | $10,000 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,639 | $60,396-36.0% | $111,392-65.3% | $56,287-31.4% |
| Participation rate | 85.0% | 72.4%+12.6pp | 78.9%+6.1pp | 69.9%+15.1pp |
| Annual return | -7.64% | 20.26%-27.9pp | -2.06%-5.6pp | -9.96%+2.3pp |
| Employer contribution / active EE | $2,227 | $3,459-35.6% | $4,328-48.6% | $2,111+5.5% |
| Participant deferral / active EE | $1,272 | $4,421-71.2% | $5,567-77.1% | $3,350-62.0% |
| Admin fee / account holder | $611 | $610+0.2% | $12,266-95.0% | $521+17.3% |