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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,367 | $88,707-61.3% | $74,184-53.7% | $273,972-87.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.39% | 11.94%-2.5pp | 17.74%-8.3pp | 41.46%-32.1pp |
| Employer contribution / active EE | $6,642 | $3,159+110.2% | $2,370+180.3% | $4,869+36.4% |
| Participant deferral / active EE | $507 | $4,212-88.0% | $3,550-85.7% | $5,287-90.4% |
| Admin fee / account holder | $2,096 | $8,717-76.0% | $5,586-62.5% | $10,133-79.3% |