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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,260 | $78,690+27.4% | $161,489-37.9% | $87,485+14.6% |
| Participation rate | 83.9% | 67.5%+16.4pp | 78.7%+5.2pp | 68.9%+14.9pp |
| Annual return | 10.74% | 32.74%-22.0pp | 89.72%-79.0pp | 26.06%-15.3pp |
| Employer contribution / active EE | $7,413 | $2,588+186.4% | $4,268+73.7% | $2,596+185.5% |
| Participant deferral / active EE | $2,508 | $3,311-24.3% | $5,630-55.5% | $4,274-41.3% |
| Admin fee / account holder | $2,704 | $6,724-59.8% | $16,006-83.1% | $7,775-65.2% |