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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,871 | $199,109+49.1% | $173,730+70.9% | $154,746+91.8% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 6.21% | 20.02%-13.8pp | 19.96%-13.7pp | 172.34%-166.1pp |
| Employer contribution / active EE | $2,427 | $5,311-54.3% | $4,577-47.0% | $4,379-44.6% |
| Participant deferral / active EE | $6,056 | $7,113-14.9% | $6,326-4.3% | $6,730-10.0% |
| Admin fee / account holder | $12,260 | $20,916-41.4% | $17,523-30.0% | $14,365-14.7% |