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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,871 | $178,174+66.6% | $156,181+90.1% | $137,256+116.3% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 6.21% | 84.19%-78.0pp | 64.87%-58.7pp | 220.34%-214.1pp |
| Employer contribution / active EE | $2,427 | $4,972-51.2% | $4,294-43.5% | $4,156-41.6% |
| Participant deferral / active EE | $6,056 | $6,888-12.1% | $6,132-1.2% | $6,407-5.5% |
| Admin fee / account holder | $12,260 | $17,404-29.6% | $14,586-15.9% | $12,270-0.1% |