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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,871 | $254,759+16.5% | $216,567+37.1% | $198,609+49.5% |
| Participation rate | 88.9% | 84.5%+4.4pp | 81.6%+7.2pp | 82.4%+6.5pp |
| Annual return | 6.21% | 10.04%-3.8pp | 12.94%-6.7pp | 202.70%-196.5pp |
| Employer contribution / active EE | $2,427 | $6,096-60.2% | $5,216-53.5% | $5,055-52.0% |
| Participant deferral / active EE | $6,056 | $6,948-12.8% | $6,191-2.2% | $6,977-13.2% |
| Admin fee / account holder | $12,260 | $26,311-53.4% | $21,981-44.2% | $19,030-35.6% |