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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,823 | $74,535+33.9% | $100,712-0.9% | $82,637+20.8% |
| Participation rate | 88.1% | 61.2%+27.0pp | 69.3%+18.9pp | 68.1%+20.1pp |
| Annual return | 12.39% | 18.92%-6.5pp | 33.27%-20.9pp | 53.51%-41.1pp |
| Employer contribution / active EE | $1,550 | $1,503+3.2% | $2,313-33.0% | $2,552-39.3% |
| Participant deferral / active EE | $5,020 | $3,074+63.3% | $4,085+22.9% | $4,126+21.7% |
| Admin fee / account holder | $2,180 | $6,576-66.9% | $9,256-76.5% | $7,339-70.3% |