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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,083 | $81,233+82.3% | $155,567-4.8% | $80,874+83.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.57% | 33.33%-22.8pp | 64.74%-54.2pp | 35.62%-25.1pp |
| Employer contribution / active EE | $3,888 | $3,101+25.4% | $4,674-16.8% | $2,756+41.1% |
| Participant deferral / active EE | $3,899 | $3,452+13.0% | $5,628-30.7% | $4,297-9.3% |
| Admin fee / account holder | $1,870 | $7,998-76.6% | $15,916-88.3% | $6,935-73.0% |