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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,083 | $81,276+82.2% | $155,574-4.8% | $80,925+83.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.57% | 33.36%-22.8pp | 64.87%-54.3pp | 35.65%-25.1pp |
| Employer contribution / active EE | $3,888 | $3,103+25.3% | $4,676-16.9% | $2,756+41.0% |
| Participant deferral / active EE | $3,899 | $3,453+12.9% | $5,629-30.7% | $4,299-9.3% |
| Admin fee / account holder | $1,870 | $7,993-76.6% | $15,914-88.3% | $6,940-73.1% |