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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,182 | $176,105+59.1% | $159,474+75.7% | $167,536+67.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 22.44% | 331.91%-309.5pp | 263.68%-241.2pp | 478.82%-456.4pp |
| Employer contribution / active EE | $6,522 | $5,299+23.1% | $4,831+35.0% | $4,839+34.8% |
| Participant deferral / active EE | $16,775 | $7,751+116.4% | $7,353+128.1% | $6,342+164.5% |
| Admin fee / account holder | $12,181 | $12,559-3.0% | $10,802+12.8% | $12,315-1.1% |