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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,649 | $183,592-74.0% | $155,574-69.4% | $145,877-67.3% |
| Participation rate | 46.7% | 82.7%-36.0pp | 78.2%-31.5pp | 80.3%-33.6pp |
| Annual return | 15.88% | 61.37%-45.5pp | 64.87%-49.0pp | 551.28%-535.4pp |
| Employer contribution / active EE | $2,649 | $5,317-50.2% | $4,676-43.3% | $4,663-43.2% |
| Participant deferral / active EE | $2,790 | $6,466-56.9% | $5,629-50.4% | $6,691-58.3% |
| Admin fee / account holder | $368 | $19,316-98.1% | $15,914-97.7% | $13,402-97.3% |