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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,680 | $75,962-72.8% | $154,108-86.6% | $64,173-67.8% |
| Participation rate | 23.5% | 70.4%-46.9pp | 83.0%-59.5pp | 69.6%-46.0pp |
| Annual return | 0.00% | 30.32%-30.3pp | 735.21%-735.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $910 | $3,350-72.8% | $5,298-82.8% | $2,381-61.8% |
| Participant deferral / active EE | $911 | $3,175-71.3% | $5,081-82.1% | $3,470-73.7% |
| Admin fee / account holder | $101,846 | $5,589+1722.3% | $13,411+659.4% | $4,887+1983.8% |