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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,347 | $82,678+389.1% | $125,391+222.5% | $68,490+490.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -29.89% | -5.97%-23.9pp | 572.41%-602.3pp | -7.85%-22.0pp |
| Employer contribution / active EE | $6,210 | $3,382+83.6% | $4,816+29.0% | $2,597+139.1% |
| Participant deferral / active EE | $19,610 | $6,111+220.9% | $7,448+163.3% | $4,028+386.9% |
| Admin fee / account holder | $38,069 | $6,277+506.4% | $10,009+280.4% | $5,403+604.6% |