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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,281 | $105,210+409.7% | $159,487+236.3% | $85,851+524.7% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.8%+14.4pp | 69.3%+27.9pp |
| Annual return | 11.83% | 45.08%-33.3pp | 263.71%-251.9pp | 318.63%-306.8pp |
| Employer contribution / active EE | $4,584 | $3,319+38.1% | $4,831-5.1% | $2,565+78.7% |
| Participant deferral / active EE | $16,449 | $5,946+176.6% | $7,354+123.7% | $3,952+316.2% |
| Admin fee / account holder | $38,709 | $6,934+458.2% | $10,804+258.3% | $6,261+518.3% |